Or do you work with insurance professionals and want a better understanding of fundamental concepts?

We’ve launched a brand-new weekly learning series designed for those who don’t know much about insurance but want to feel confident navigating terminology, concepts and conversations in the industry.

Because you’re an Insurance Journal subscriber, we’re inviting you and your teammates to be part of our first cohort, completely free.

Here’s what you’ll get – all for free:

• Weekly live sessions to break down the basics.
• On-demand access to past recordings.
• The opportunity to ask questions and suggest future topics.

Whether you’re a hiring manager looking to onboard new team members or a vendor wanting to connect better with your insurance customers, this series is designed to help.

As part of our very first cohort, your feedback and participation will shape future sessions.

Sign up today – new sessions every week!

Your free registration gets you access to the whole event series.

Live events are each Thursday at 1:30pm Eastern.

Session 1: Now On-Demand – Purposes and Differences of Homeowners’ (HO) and Dwelling Property (DP) policies.

Session 2: Now On-Demand – Dive Into the World of Commercial Property.

Session 3: Now On-Demand – Inland marine insurance covers a diverse range of exposures that other policies can’t.

Session 4: Now On-Demand – Mobile Homes, Farms, and Floods. Insuring Higher Risk Property.

Session 5: Now On-Demand – Property Insurance Concepts and Terms Part 1.

Session 6: Now On-Demand – Property Insurance Concepts and Terms Part 2.

Session 7: Now On-Demand – What Could Possibly Go Wrong? The Liability Exposures Businesses Face.

Session 8: Now On-Demand – Named Insured, Additional Insured? Who Really Is An Insured?

Session 9: Now On-Demand- How People Buy Insurance. An Introduction to Insurance Distribution

Session 10: Now On-Demand –  Bop it! Bringing The ISO Businessowners Policy to Center Stage (7/10)

Session 11: Now On-Demand – I Did Get Hurt At Work. Why? Workers Compensation Basics (8/21)

Session 12: Now On-Demand – A-B-C. Not As Easy As 1-2-3. The CGL Coverages (9/4)

The post New to Insurance? The Ultimate Kickstart to 2025 appeared first on Insurance Journal Research.

For more information on Insurance Journal’s Top 100 Property/Casualty Independent Agencies list, contact awells@insurancejournal.com.

The post Top 50 Personal Lines Agencies 2024 appeared first on Insurance Journal Research.

This list utilizes only the 2022 personal lines property/casualty revenue numbers of the independent agencies and brokerages that submitted data to the Top 100 agencies report.

The post Top 50 Personal Lines Agencies 2023 appeared first on Insurance Journal Research.

This list utilizes only the 2021 personal lines property/casualty revenue numbers of the independent agencies and brokerages that submitted data to the Top 100 agencies report.

The post Top 50 Personal Lines Agencies 2022 appeared first on Insurance Journal Research.

The post Top 50 Personal Lines Agencies 2021 appeared first on Insurance Journal Research.

This report includes:

• Building trends
• Lumber costs
• Global supply chain disruption

We thank American Property Casualty Insurance Association for sharing this report with our audience.

The post U.S. Property Insurance Market Struggles to Balance Supply & Demand appeared first on Insurance Journal Research.

Yes, 2022. Eleven years have passed since ISO’s last major multi-state filing, so this is major. Within this filing, ISO:

• Introduced 13 new forms and endorsements;
• Revised 120 forms and endorsement; and
• Withdrew 11 forms and endorsements.

In this report, Chris Boggs, Executive Director Risk Management and Education for the Big I’s Virtual University, provides the highlights.

The entire filing is more than 700 pages. The resulting article is 13 pages.

The post Homeowners’ Form and Endorsement Changes Coming in ISO’s 2022 Multistate Filing appeared first on Insurance Journal Research.

Total All Lines
Homeowners Multiple Peril
Medical Professional Liability
Workers Compensation
Other Liability
Private Passenger Auto
Commercial Auto

For your convenience, we’ve aggregated the charts here for your review. Information is updated as of March 15, 2021, based upon filings received from 98.29% of the property casualty industry.

The post 2020: NAIC Top 25 Leading Property Casualty Insurers appeared first on Insurance Journal Research.

• Determine the validity of a perceived P&C market crisis and if proven, determine the root
  causes.
• Define viable public policy solutions in order to provide residential property owners in Florida
  with reliable, available, affordable, and adequate P&C insurance to meet their needs, while also
  returning the P&C sector to a viable growth sector benefiting Florida’s economy.

Download this report for a comprehensive analysis of the Florida P & C market, including:

• Litigation Frequency
• Litigation Severity
• Bottom Line Industry Economics
• Scenarios: Florida’s P&C Industry 2021-2025
• Public Policy Recommendations

Guy Fraker, Principal IE Advisory, Cre8tFutures, Adjunct Scholar James Madison Institute (JMI)

The post Florida’s P&C Insurance Market: Spiraling Toward Collapse appeared first on Insurance Journal Research.

We thank Accenture for sharing the results of this survey with our audience

The post Three ways COVID-19 is changing insurance appeared first on Insurance Journal Research.

The post Top 50 Personal Lines Agencies 2020 appeared first on Insurance Journal Research.

The post 2020 Premium Finance Directory appeared first on Insurance Journal Research.

• Appendix A listing the condo statutes for every state
• Appendix B listing all of the pure joint and several liability, pure several liability, and modified joint and
  several liability states

This webinar transcript is presented by Chris Boggs of the Big “I” Virtual University.  

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

Executive Director, Big I Virtual University

Chris Boggs is the Executive Director of the Independent Insurance Agents and Brokers of America (Big “I”) Virtual University. His current duties involve researching, writing, and teaching property and casualty insurance coverages and concepts to Big “I” members and others in the insurance industry. During his career, Boggs has authored more than 1,000 insurance and risk management-related articles on a wide range of topics as diverse as Credit Default Swaps, the MCS-90, and enterprise risk management. In addition to this, Boggs has written 15 insurance and risk management books.

The post Cracking the Condominium Conundrum appeared first on Insurance Journal Research.

• Purpose of ordinance or law coverage
• Coverage gaps creating the need for ordinance or law coverage
• Sources & enforcement of building codes
• When damage is considered “major”
• Common ordinance or law requirement & coverage limitations
• 3 Commercial property ordinance or law coverage forms
• Ordinance or law coverage (CP 04 05)
• Increased period of restoration (CP 15 31)
• How to develop ordinance or law premium.

This webinar transcript is presented by Chris Boggs of the Big “I” Virtual University.  

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

Executive Director, Big I Virtual University

Chris Boggs is the Executive Director of the Independent Insurance Agents and Brokers of America (Big “I”) Virtual University. His current duties involve researching, writing, and teaching property and casualty insurance coverages and concepts to Big “I” members and others in the insurance industry. During his career, Boggs has authored more than 1,000 insurance and risk management-related articles on a wide range of topics as diverse as Credit Default Swaps, the MCS-90, and enterprise risk management. In addition to this, Boggs has written 15 insurance and risk management books.

The post Ordinance or Law: When (and Why) Partial Losses Become Total Losses appeared first on Insurance Journal Research.

Key points include:

• Aggregate U.S. industry policyholders’ surplus grew to $757 billion at YE18, despite 2018 cat losses of $15bn for Hurricanes Florence and Michael
• Florida’s state sponsored (re)insurance entities Citizens Property Insurance and Florida Hurricane Catastrophe Fund have balances of $6.2bn and $12.4 bn respectively at YE18
• Florida homeowners insurance pricing should improve after years of increases due to Assignment of Benefits (AOB) reform.
• Use of alternative reinsurance capital is rising with the prospect of improved returns, although use of traditional reinsurance remains more prominent
• Desire for alternative capital and low interest rates have helped grow cat bond issuance

The post U.S. Hurricane Season 2019 appeared first on Insurance Journal Research.