February 8, 2009 Email This Subscribe to Newsletter Article Florida’s Andy Norman (l) and Kevin VanDyke (r), who launched their St. Augustine-based independent agency last November. Was this article valuable? Yes No Thank you! Please tell us what we can do to improve this article. Submit No Thanks Thank you! % of people found this article valuable. Please tell us what you liked about it. Submit No Thanks Here are more articles you may enjoy. Older, Wealthier Renters Drive Changes in Insurance Needs Capital Factory CEO Killed in Private-Jet Crash in Texas El Nino Is Here and Scientists Fear It’ll Bring Costly Heat, Floods, Droughts, Fires Wrong-Way AI Trade Costs Florida Stock-Picker $50 Billion From This Issue February 9, 2009Insurance Journal Magazine View Issue Subscribe Small Business Insurance/BOPs; Errors & Omissions; Nonprofits/Social Services/ Public Entities The most important insurance news,in your inbox every business day. Get the insurance industry's trusted newsletter Submit Email This Subscribe to Newsletter Categories: FeaturesTopics: Florida Have a hot lead? Email us at newsdesk@insurancejournal.com