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Privilege Underwriters Reciprocal Exchange is now serving Idaho, completing its national expansion into all 50 states.

PURE offers specialty insurance products designed for individuals and families, including coverage for high value homeowners, automobile, collections, watercraft, personal excess liability, fraud and cyber and flood.

PURE’s model enables the financial gains of the insurer to be allocated back to the membership through subscriber savings accounts, and a reduction in the cost of insurance after five years of membership and the opportunity for cash distributions after 10 years of membership.

PURE is a Florida-domiciled reciprocal insurer.